Guaranty Trust Holding Company (GTCO) Graduate Tech Academy Programme 2021

Guaranty Trust Holding Company (GTCO) Graduate Tech Academy Programme 2021

Guaranty Trust Holding Company (GTCO) Graduate Tech Academy Programme 2021

Job Tittle: Tech Academy

Since commencing operations in February 1991, Guaranty Trust Holding Company has maintained an unbroken streak of year-on-year growth and a consistent lead in driving the digitization of financial services in Nigeria thanks to its strong service culture, efficient management, world-class corporate governance standards and bias for innovation.

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At the end of 2020, alongside leading the industry in innovation and service delivery, Guaranty Trust was the most profitable banking group in Nigeria with best in class Return on Equity and other key financial metrics.

In April 2021, the reorganization of Guaranty Trust Bank Plc to a financial holding company, Guaranty Trust Group Holding Company Plc (GTCo Plc), was completed as part of the company’s strategy to position for future growth and deliver benefits beyond banking to the people, communities and businesses who depend on the value we create to thrive.

Job Description

Are you techy, a fresh graduate of Engineering, Mathematics, Physics, Computer Science or Statistics, and ready to change the world a code at a time? Then it’s time to join the GT Tech Academy.

Technology and Innovation are at the core of what we do, and we have specially designed the Tech Academy to help you code your way to success.

Required Qualifications
  • Minimum of a bachelor’s degree from a reputable university in Engineering, Mathematics, Physics, Computer Science or Statistics,
  • Minimum of 5 O ’Level credits (including English and Mathematics)
  • Completion of NYSC is mandatory
How To Apply

Interested and Qualified Applicants Should Click Here To Apply

Close Date


Job Tittle: Credit Analyst

Job Description

Reports to: Chief Risk Officer

Job Summary:

The Credit Risk Analyst will assist in assessing the creditworthiness of an individual or company. This would be done by gathering financial/non-financial information about an obligor and making recommendations as appropriate on credits. He/she should be up to date on the happenings in various industries to enhance the quality/requirements for credit applications and be able to make recommendations to the organization on procedural or policy changes.

Supervisory Responsibilities:

This position has no direct supervisory responsibilities but does serve as a coach and mentor for other positions in the department.

  • Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them.
  • Review and analyze credit requests to determine financial and non-financial strengths, risk levels, and feasibility of proposed credit relationships and transactions.
  • Prepare reports and communicate regularly about the degree of risk in lending money to clients.
  • Develop and prepare spreadsheets and models to support analysis of new and existing credit applications.
  • Fill out loan applications and include the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval.
  • Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence.
Required Skills/Abilities:
  • Superior quantitative analysis skills
  • Strong analytical and critical thinking skills
  • Good understanding of financial statements, spreadsheets, ratios, and concepts.
  • Excellent verbal and written communication skills.
  • Strong problem solving, decision making and research skills
  • Ability to pay attention to details
  • Good investigative skills
  • Proficient with Microsoft Office Suite, SQL/relational databases and or related software.
Education and Experience:

1. Bachelor’s degree in finance, accounting, or other business-related fields.

2. Minimum of 4 – 5 years of experience

3. Professional qualification in; Financial Risk Management (FRM), Association of Chartered Certified Accountants (ACCA), Institute of Chartered Accountants of Nigeria (ICAN).

How To Apply?

Interested and Qualified Applicants Should Click Here To Apply

Close Date


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